The cost of a college education has skyrocketed over the last few decades. Along with the increased tuition costs, the amount of money borrowed for college has also ballooned with student loan debt now approaching $2 TRILLION dollars. Many former students have found themselves in default being unable to pay their massive undergraduate and graduate school debt back.
To learn more about what you can do to help your clients with defaulted student loans, join Natalie Jean-Baptiste as she discusses potential options for your clients. Natalie will mainly cover default student loan resolution, repayment options, loan forgiveness, administrative discharges and discharging student loan debt in bankruptcy. Natalie will also address the following topics: student debt facts & figures, federal vs. private student loans, the main types of federal student loans, eligibility for deferment & forbearance, delinquency & default, the consequences of default, tax refund offsets, wage garnishment, settlement, loan rehabilitation, reasonable & affordable payments, consolidation, repayment programs such as REPAYE and PAYE, Chapter 7 & 13 bankruptcy, undue hardship and additional resources.
Natalie Jean-Baptiste is a financial empowerment coach and consumer rights advocate who works with student loan borrowers to manage and eliminate debt. Prior to becoming a consumer rights advocate, Natalie worked for many years as a music industry attorney.