Many of us have achieved the one of the pinnacles of the American dream, owning our own home. However, even though it’s the most expensive purchase many of us will make, quite a few attorneys and clients fail to understand the basics of the document that protects their investment – the homeowners insurance policy.
In this CLE course, attorney Evan Walker will walk you through the basics of understanding homeowners insurance policies and coverage. He will mainly cover the following topics: the declarations page & definitions, coverages, exclusions, endorsements and first & third party claims disputes. Evan will also discuss coverage & coverage limits, Coverages A – D, how to read the policy, the definitions of the insured & insured property, being underinsured, due diligence to make sure that you have adequate insurance, depreciation, additional living expenses, named perils, the burden of proof, scope of coverage, riders, contract-driven disputes, tort claims against third parties and subrogation.
After evacuating from New Orleans to Houston, Evan W. Walker graduated in 2008 as part of the ‘Hurricane Katrina Class.’ After graduation, Evan worked for a New Orleans insurance defense firm. He opened his own firm in 2014 to represent people after years of defending insurance companies.